Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Thursday, July 24, 2014

Money as Fuel and the Why of What We Do

"In bad, unhealthy cultures, money is the goal....The great organizations, the great leaders, see money as a tool to further fuel whatever it is they are building. Of course they want financial success, because the more money they have. the more that they can protect their people....They see money as fuel, not as a destination." -- Simon Sinek
One of the great things about a sabbatical is not simply that one gets to go to a conference or seminar just because one is curious about it, but the fact that there is time to simply explore ideas. A couple of years ago, I ran across Jonathan Fields' Good Life Project, a video series of conversations with creative and interesting people. The above quote came from a recent conversation with Simon Sinek, where he talks about the power of serving others and fostering a corporate culture of safety so that people feel free to risk without reprisal if their idea or project fails.
He makes a comparison between General Electric, which was led by Jack Welch and focused on maximizing shareholder value, even to the extent of laying off people who didn't sufficiently contribute to the bottom line, and Costco, whose founder Jim Sinegal, set up a culture that pays workers well and values them. He noted that while the stock price of  GE fluctuated wildly since 1986 when  Costco went public, over the long-term one would have realized a 600% return on GE stock and a 1200% return on Costco stock if one sold each today. His point is that if you aim for wealth, you fail. If you aim for service, you win.

I've been thinking about how one might apply that to the church. In a TED talk he gave, Simon talks about the fact that people buy the "why" of what you do rather than the "what" that you are selling. In other words, people buy into the dream that is promised, not the product that is produced. We talk an awful lot about "stewardship" in the church--encouraging, almost demanding, that people give money to the church as a spiritual exercise. But in spite of that at least annual exhortation, people generally give the same amount--and it is generally anywhere from 1 to 2 percent of their income rather than the 10 percent tithe that is the "minimum standard of giving" in the Episcopal Church. Why? I suspect it is because we focus on all of the "products" (programs, worship, etc...) we are producing and not on why we are doing what we are doing. What is the dream into which we are inviting people to literally buy? If it is "keep the clergy employed, the lights on, and the services going," that isn't very compelling.

If, however, Good Samaritan Episcopal Church, and other churches, can make a compelling case for why we do what we do, and can care for people to such an extent that they will feel safe venturing out in faith, trust will naturally be built and presumably people will be willing to extend themselves both financially and physically in service to that dream. It then ceases to be about money and becomes a question of whether we have enough "fuel" to do the things that God has called us to do. Just like fuel for a car, everyone knows that the church needs money in order to do the things that God has called us to do, even in order to survive to do those things. Like a car, however, the question of where we are going with the full tank of gas that we have is an important one, especially if there is an expectation that our tank will be repeatedly refilled. People who give to churches rightly expect to know where the church is going and what the church is doing. However, they want to know even more what the dream is--what is the vision of the future toward which we aspire? That is the task before the Vestry and the clergy in the coming months and years: to define the dream.

Monday, September 21, 2009

Borrowing and the Economy

Neither a borrower nor a lender be,
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.
Hamlet Act 1, scene 3, 75–77

The rich rule over the poor, and the borrower is servant to the lender.
Proverbs 22:7

I've been thinking about earning money, spending money, and borrowing money for several months now. Not the actual act of doing those things (which I do all the time), but the fact that while it is comparatively difficult to earn money, borrowing and spending it take a mere few mouse clicks. In fact, I can spend literally thousands of dollars, either borrowing it off a credit card or (if I have enough) pulling it directly from my bank account at places like Amazon, eBay, or any one of thousands of online vendors. Even if I have to go to a retail location, a swipe and several keystrokes get me my product and deprive me of a certain number of hard-earned dollars. Heck, even churches can get into the act, with both online donations and even giving kiosks right in the church building!

What is interesting to me is that our entire economy is dependent on such instant gratification and the ability to transfer money in seconds. The "just in time" method of inventory control has now morphed into the "get it now" method of consumerism. Recall that what former President Bush did shortly after September 11, 2001 was not to call us as a nation mobilize for war, but to call us as a nation to shop, shop, shop and otherwise go on with our lives as if nothing had happened. When that adrenalin-jacked up economy finally collapsed late last year, the collapse was huge, in part, because people could instantly move money away from investments that people were newly unsure of and partly because the ability to borrow money was slowed to a crawl.

What's the solution? Well, part of it is what we are seeing now--increasing savings and decreasing spending. Increasing savings frees us from the dependence on borrowing to sustain our chosen lifestyle, both forcing us to live within our means and also helping us to serve God rather than being a "servant to the lender." This is obviously easier said than done--as I've already noted, it is very much easier to spend money than it is to either earn it or save it. So, perhaps as we enter what we in the church euphemistically refer to as "stewardship season" it would be well to reflect not only on what our spending says about our priorities, but exactly how we go about doing that spending says. Do we save for what we need and consider ourselves rich (which, in comparison to the rest of the world, is what we are) or do we constantly long for what we don't have and willingly subjugate ourselves to the Visa or MasterCard gods? Something to think about, especially before the holidays...

Monday, May 25, 2009

Mission and Management

As the program year winds down, I'm feeling a bit different about church life and ministry. In years past there was the sense of having gotten through the program year and the anticipation of both taking a break from the sometimes frenetic pace of church life and planning for a Fall filled with possibilities. This year, owing primarily to the current economic climate but also to the ongoing challenges of connecting with a culture in transition, there is a palpable sense of unease as we enter summer. What does the future hold? How can we survive, much less thrive, in a time of tight budgets and only a trickle of newcomers to renew both our budget and sense of mission?

In the last 24 hours I've received information relating to both of those issues. In the latest update from The Barna Group, they discuss what mission and ministry looks like in the 21st century with the various "tribes" that they identify, including the "Casual Christians" they discuss. At the same time, I received the latest from the Alban Institute talking about different ways of viewing budgets. I can identify with both of these articles!

The biggest challenge for the church in 2009 would seem to be being about the work of mission and ministry in a culture that supports neither and in the midst of shrinking congregations and even more quickly shrinking budgets. The biggest challenge for me in leading a congregation is that many members seem perfectly happy with their level of spiritual maturity and their level of ministry to the community around them. What they are not happy with is the fact that "being church" seems to take more and more money. At the same time, nearly half the members of that surrounding community either have no experience whatsoever of church or just enough experience to know what they don't want to go back. They may not exactly be happy with their lives, but the notion that the answers to their unspoken (and perhaps even unacknowledged) questions lie with the church has either not even crossed their minds or, if it has, has been dismissed as soon as it did so.

So where does that leave us? It leaves us with a great number of churches that are content to simply wind down, keep doing what they're doing, and seek some magic solution even as they pine away for the good times of the past. It also leaves a gigantic void of spiritual need that might well be filled with churches who are willing to provide an accessible "spiritual stimulus" in the world by first knowing themselves to be in need of such a thing. If we can awaken what is referred to in the Baptismal service as an "inquiring and discerning heart" in the people of our congregations, we can then invite others on this journey of discovery. However, if we simply more strdently proclaim that we have the answer and if these poor misguided folks would just get out of bed on Sunday morning and come to church to find it, we will largely wait in vain for the door to be knocked down by the rush of newcomers.

So perhaps it's time to put our money where our ministry is and invite others to join us on the journey. Perhaps more now than at any time in the last 50 years we need to put aside fear and the natural impulse to preserve dwindling resources and look into a world in desperate physical and spiritual need and take some risks for God, both financially and spiritually. Of course, it is easy to blog about that and much more difficult to actually do it!

Sunday, June 01, 2008

Relationaships and Resources

I just returned from a meeting of our Convocation (Deanery) at which we spent more than an hour going through and discussing the diocesan budget draft. About as enjoyable as root canal surgery but without the numbing drugs. I have had similarly long and less-than-pleasant discussions at our Bishop's Advisory Committee (Vestry) meetings. There always seems to be a sense in which we are running around plugging leaks in a boat and there are more leaks than we have hands or other means of plugging them. That culture of scarcity, that sense that there is never enough, it pervasive throughout the modern church, at least in my experience.

As I thought about those conversations, I reflected that really what these conversations are about is not our resources (time, money, energy, etc...) but our relationships. Budget problems are a symptom, not the disease. The disease is a breakdown of relationship. In the case of a diocesan budget, it is the relationship between the diocese as a whole and its individual missions and parishes. In the case of a congregation, it is a breadown in relationship between the members of the congregation and their church, pastor, or even God.

The solution to this breach in relationship is the Christian solution: reconciliation. It is a combination of a responsiveness of the wider organization as well as transparency and clear communication on the one hand and a recognition that the church does not operate on a fee-for-service basis but on the basis of free gifts with no strings attached. We ar not a retail establishment, providing sacred products for a specified fee. However, there is no biblical mandate for most of the programs and business practices of a congregation or a diocese. For that reason, as well as the biblical mandate for transparency, there must be responsiveness to the mission of the church as discerned through the members of that church or diocese.

I'm not exactly sure where I'm going with this, but it just seems to me that as an anxious church in a very anxious and transitional time, finances dominate our attention and I'm not at all sure how to go about getting out of that cycle without a wholesale rethinking of who we are and how we function as a church surrounded by a consumer culture.